5 Smart Things To Do With Your Bonus/Raise

It’s that time of year again. Can you feel it in the air? Can you hear that noise? CHA-CHING! It’s bonus and raise season! Who doesn’t love getting paid a little extra money for doing the exact same job they were doing a few weeks prior? Unfortunately, most people will take this extra money and […]

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LASIK or Contacts/Glasses – Which is More Expensive?

Nearly 65% of Americans have some sort of vision impairment. For over a decade, I also was visually impaired and needed to wear contacts or glasses in order to see normally throughout my everyday life. While looking at my Net Worth Updates page, you may have noticed a major blip in January of 2017. How […]

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How my Emergency Fund Cost me $10K

Setting up an emergency fund is one piece of advice that seems to be a consensus among the general personal finance community. This is something that financial advisors commonly recommend and is usually targeted as one of the first things to prioritize when starting out (usually after paying off high-interest debt). For those who don’t […]

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create your budget

How to Create Your Budget (And Stick to It)

The beginning of the New Year is an excellent time to create your budget. While you may already have a budget, or you will be creating one for the first time, having some sort of budget is ESSENTIAL to keeping track of your finances, and reaching your financial goals. For those that already have one, […]

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Net Worth Update: December 2017

Welcome to another addition of my monthly Net Worth update! For those that are new, I will be posting these on a monthly basis to show my progress towards Financial Independence.  The purpose of these is not to brag, or show off what I have, merely to show that little by little, even over the […]

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2017 Review / 2018 Goals

With the start of the New Year, it’s time for my 2017 year end review. The year was filled with many amazing times, and several trips all over the East Coast, most to places I’ve never been before. I love to travel and explore new places, and this year I was really able to accomplish […]

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What Living Within your Means is all About

Undoubtedly, at some point in your life, you have heard the phrase, “Living Within your Means.” Yet, in the consumer oriented and materialistic world we live in, what does that even mean? These days, it is all too easy to sign up for multiple credit cards with high limits. It’s also fairly easy to get […]

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Background: Part II

For those who haven’t read Background: Part I, click to read about my years prior to beginning a full time job. For those who have, welcome back! 2014: We left off right as I was about to start my very first full time job, back in July 2014. I joined as a Financial Analyst with […]

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Background: Part I

It may surprise you to know that this whole active journey to Financial Independence just started very, very recently. (As in about 6 months ago!) For the vast majority of my life I was like most people: only interested in Personal Finance enough to make sure I was making ends meet, along with saving a […]

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Net Worth Update: November 2017

Welcome to the first monthly Net Worth update! As I mentioned in my Introduction, I will be posting these on a monthly basis to show my progress towards Financial Independence.  The purpose of these is not to brag, or show off what I have, merely to show that little by little, even over the course […]

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